The World’s First AI-Powered University for Credit Mastery & Wealth
Boost your credit to 800+ without hiring expensive credit-repair agencies.
Repair, Build & Leverage Credit to Create Generational Wealth!
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4.9/5 star reviews
Thousands of happy customers worldwide
AS SEEN ON
Here’s Why You Can’t Afford to Ignore Your Credit Any Longer
Does this sound like you?
Stuck with a low credit score and constant loan denials.
Confused by complex dispute processes and legal jargon.
Feel anxious every time a bill arrives or the phone rings.
Unsure which credit cards, loans, or lines to apply for—fear of rejection.
No clear roadmap to fund your business or invest in real estate.
Implement our AI-generated dispute system with one click.
Master the 5 pillars that create and maintain an 800 score.
Leverage downloadable templates to obtain $100K+ in funding.
Invest only in credit products that accelerate wealth.
Align your faith with finances for unstoppable growth.
Everything You Get Inside Credit University AI™
Credit & Mindset Foundations
Unpack credit basics, scoring factors, and the faith-based mindset that sets you up for success.
AI Dispute Automation
Use our AI letter generator to dispute errors, late payments, and collections in minutes.
Rapid Credit Building
Strategically add positive tradelines and build credit history fast.
Leveraging Credit for Wealth
Turn strong credit into funding for business, real estate, and investments.
Wealth Mindset & Faith
Shift your money mindset with biblical principles and neuroscience-backed habits.
Smart Budgeting & Cash-Flow
Set up AI-driven budgets and cash-flow blueprints that make overspending impossible.
TESTIMONIALS
What our students are saying...
" I jumped 147 points in 60 days and bought my first home—this platform is a blessing! "
- Jasmine R.
" Credit Cow™ made learning fun; now I have $50K in 0% business credit to launch my bakery. "
- John Doe
" From 480 to 760! The AI dispute tool handled everything while I focused on mindset shifts. "
- Roberta Johnson
MODULES
FOLLOW MY STEP BY STEP VIDEO TRAINING
Credit & Mindset Foundations
Unpack credit basics, scoring factors, and the faith-based mindset that sets you up for success.
AI Dispute Automation
Use our AI letter generator to dispute errors, late payments, and collections in minutes.
Rapid Credit Building
Strategically add positive tradelines and build credit history fast.
Leveraging Credit for Wealth
Turn strong credit into funding for business, real estate, and investments.
Wealth Mindset & Faith
Shift your money mindset with biblical principles and neuroscience-backed habits.
Smart Budgeting & Cash-Flow
Set up AI-driven budgets and cash-flow blueprints that make overspending impossible.
Gamified Challenges
Complete gamified challenges, earn badges, and compete on the Credit Cow™ leaderboard.
Community & Accountability
Plug into daily live rooms, prayer circles, and peer accountability for unstoppable momentum.
4.9/5 star reviews
Master Credit & Build Generational Wealth with Credit University AI™
Credit University AI™ merges smart technology, culture, and faith-based coaching to take you from credit-challenged to financially unstoppable.
Here's what you get:
Instant streaming access to 8 comprehensive modules & 60+ micro-lessons.
Unlimited use of our AI dispute letter generator & simulation tools.
Private HBCU-inspired community app with live coaching & prayer rooms.
Lifetime updates, new lessons, and feature releases at zero extra cost.
Today Just
$997 one time
"Best purchase ever!"
" Credit Cow™ made learning fun; now I have $50K in 0% business credit to launch my bakery. "
ABOUT YOUR INSTRUCTOR
Meet Ashley
Led by Dr. Jordan Hayes—HBCU alumnus, certified credit expert, and national speaker who raised his score from 512 to 826 and has helped thousands do the same.
After seeing loved ones denied mortgages because of three-digit numbers, Dr. Hayes vowed to create an engaging, tech-driven path to credit freedom—Credit University AI™ was born.
Graduates routinely jump 100–200 points in 90 days, secure 0% business funding, and purchase homes with confidence while cultivating a renewed money mindset.
Helped 10,000+ students collectively delete over $50M in derogatory items.
Featured on CNN, Essence, and Black Enterprise for innovative credit education.
Built an 8-figure consulting firm specialising in personal and business credit.
Awarded “Financial Educator of the Year” by the National Urban League.
Author of the bestselling book “Faith & Finances: The 7 Credit Commandments”.
Creator of Credit Cow™—the viral mascot making money lessons fun.
WHO IS THIS FOR...
Ideal for aspiring homeowners, entrepreneurs, students, and families ready to repair, build, and leverage credit for lasting wealth.
First-Time Homebuyers
College & HBCU Students
Side-Hustle & Startup Entrepreneurs
Families Seeking Generational Wealth
Gig Workers & Freelancers
Faith-Driven Professionals
Anyone With Credit Challenges
Financial Literacy Advocates
STILL NOT SURE?
Satisfaction guaranteed
We want you to find value in our trainings! We offer full refunds within 30 days. With all of our valuable video training, we are confident you WILL love it!
STILL GOT QUESTIONS?
Frequently Asked Questions
Will the course help me remove derogatory items?
Absolutely. Our AI letter generator and step-by-step dispute roadmap are designed to eliminate collections, late payments, and charge-offs quickly and legally.
Do I need any prior financial knowledge?
No. We start with the basics and guide you through advanced strategies—perfect for beginners and seasoned entrepreneurs alike.
How is Credit University AI™ different?
We blend AI technology, culturally relevant teaching, gamification, and faith-based principles—no other program offers this holistic approach.
Enroll in the course now!
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